Cecilia Chan is the Fixed Income CIO, Asia Pacific and she heads up fixed income investment management within the region and has been specializing in management of fixed income portfolios since 1994 when joining HSBC. She has been working in the financial industry covering markets in Asia Pacific since 1987. Prior to joining HSBC, Cecilia worked as a Fixed Income Fund Manager at Sun Alliance & Royal Insurance Company in Australia and a Senior Quantitative Analyst in Baring Securities (Hong Kong), (Japan) and (Australia) Ltd. She holds a (First Honors) Bachelor’s degree in Commerce from the University of New South Wales (Australia); a Master’s degree in Economics from the Australia National University; a Master’s degree in Applied Finance and a Master of Arts in Business Research Studies, both from Macquarie University (Australia), as well as a Doctor of Education (EdD) degree from the Education University of Hong Kong.